Interest-Only vs Principal and Interest on Investment Loans: What It Actually Costs You

The cash rate has sat at 4.35% since 17 June 2026, with the Reserve Bank’s next decision due 11 August 2026 and three of the four majors now expecting it to hold there for the rest of the year (RBA, Cash Rate Target Overview; CommBank Economics, July 2026). Rates aren’t the variable driving this decision […]

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